About Intel Loans

We make home lending smarter, simpler, and built around you.

Intel Loans, Inc. is a national mortgage brokerage. We connect your goals with the right lending partners, manage every detail of your file, and put every answer in writing.

Build my loan plan See our process

Written and reviewed by the Intel Loans, Inc. lending team · NMLS #2858705Updated July 2026

Two homeowners reviewing their loan paperwork together at a table

Your file. Our expertise. More options.

One application gets your file in front of dozens of leading lending desks.

What you can count on

Straight answers,
in writing.

20K+Families helped

50+Lending partners

98%Satisfaction rate

#2858705Company NMLS, verifiable

Our model

One application.
A better way.

Lenders should compete for your loan, not the other way around. We manage the process from first quote to closing.

Package

We build your file the way underwriters actually read it.

Place

Your file goes to the wholesale desks that fit your scenario.

Price

We compare written offers and show you the real numbers.

Push

You choose. We guide you through to a successful close.

See how the whole process works

What we specialize in

Solutions for real life.

DSCR loans

Qualify with the property's rent, not your tax return.

Bank statement loans

12–24 months of deposits can show your income.

Foreign national loans

We help buyers without U.S. credit history.

Non-QM loans

Self-employed, real estate investors, and more.

Construction & fix-and-flip

Capital for investors and builders.

Explore all loan options

A licensed loan expert walking two clients through their loan documents

Why Intel Loans

Real people. Real answers.

We’re licensed loan experts who believe in clear communication, straight answers, and putting your best interest first.

Licensed experts

We know the programs, guidelines, and what gets approved.

No impact to credit

We don't pull your credit until you're ready to move forward.

Transparent pricing

Our compensation is disclosed in writing before you commit.

Your privacy matters

We don't sell your information or route you to call centers.

Meet our team

The bench

One application.
Our whole bench of underwriting desks.

A retail bank can only approve you against its own guidelines. A brokerage holds approvals with wholesale lenders, the desks that price loans for brokers instead of running branch networks. When your file misses one lender's box, the file moves to another desk. You fill out one application either way.

To be clear about the limits: the lender makes the final underwriting decision, and no one can honestly promise you an approval, a rate, or a closing date before underwriting happens. We tell you what we see, in writing, and we do not dress it up.

We also arrange FHA, VA, conventional, and jumbo loans through the same partners. To run numbers first, start with the DSCR calculator or the Florida closing cost calculator. Every tool shows its math.

Compensation

How we get paid

Like every licensed mortgage broker, we are compensated through the transactions we arrange. The figure appears on your Loan Estimate and again on your Closing Disclosure, in writing, before you commit. Depending on the loan, that compensation is paid either by the lender or by you as part of your closing costs, and we walk you through which applies to your file and why.

We do not sell your information to lead marketplaces, and we do not collect fees that fail to appear on your paperwork.

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Licensing

Where we’re licensed

Florida, all 67 counties, as of July 2026. A Florida Mortgage Lender (MLD) application is in progress, and additional state licenses are pending in 13 states. We do not discuss loan scenarios for properties in those states until each license is issued.

Company NMLS#2858705

The full record Verify at NMLS

Straight answers

Questions we actually get.

The five that decide whether someone trusts a brokerage they found online.

Is Intel Loans a lender or a broker?

A broker, today. Intel Loans, Inc. holds a Florida Mortgage Broker license under company NMLS #2858705, and a Florida Mortgage Lender application is in progress. Until that license issues, every loan we arrange is underwritten and funded by one of our wholesale lending partners.

Who actually underwrites and funds my loan?

The wholesale lending partner we place your file with. We package the application, submit it, negotiate pricing, and manage conditions through closing. The lender makes the final underwriting decision and funds the loan.

Does talking to you cost anything?

The initial conversation costs nothing, and looking at options does not involve a hard credit pull. Our compensation happens through the transaction if a loan closes, and you see the figure in writing on your Loan Estimate before you commit.

Can I apply from any state?

Yes, you can start an application from anywhere in the US. Where we can arrange your loan depends on lender and state licensing; the current license list and pending applications are on our licensing page, and a licensed loan officer tells you exactly where things stand on the first call.

How do I verify your license?

Search NMLS #2858705 at nmlsconsumeraccess.org, the federal registry every licensed mortgage company appears in. Our licensing page walks through exactly what to look for.

Ready when you are

Talk to the people who will actually work your file.

Two minutes of questions, then a licensed loan officer reads your scenario and answers in writing. No hard credit pull to look at options.

Build my loan plan See how the process works

This is not a commitment to lend or an offer of credit. All loan approvals are subject to credit review, underwriting, and property evaluation. Programs, terms, and conditions are subject to change without notice.

Intel Loans, Inc., NMLS #2858705. Licensed in Colorado, Florida, and Texas. Verify our licensing at nmlsconsumeraccess.org. Equal Housing Opportunity.